Malpractice and the 3Rs: Recognize, Respond, and Resolve
During a surgical procedure in February, a malfunctioning medical device tore the lining in Carrie Maddox's abdomen. The mistake caused weeks of internal bleeding, required additional surgery and resulted in another $15,000 in medical expenses. Instead of suing her doctor to recover the costs, Maddox took part in a unique insurance program being used in Colorado by Copic Insurance Co., an entity that provides medical malpractice insurance to more than 80 percent of privately insured physicians in the state. "I didn't want to go after my doctor for millions of dollars," said Maddox, 40, an administrative assistant at a law firm. "All I wanted to do was solve the financial issues."
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